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Income Tax Calculator (Old vs New Tax Regime FY 2026-27)

Compare Income Tax liability side-by-side under Old Regime vs New Regime. Calculate deductions and maximize your tax savings.

Salary & Tax Deduction Inputs

Recommended Tax Regime

New Tax Regime is Better!

Saves you ₹19,500 in total annual tax.

New Tax Regime (FY 2026-27)

Lowest Tax
Gross Income₹12,00,000
Standard Deduction-₹75,000
Taxable Income₹11,25,000
Health & Edu Cess (4%)₹2,750

Total Tax Payable

₹71,500

Old Tax Regime (FY 2026-27)

Gross Income₹12,00,000
Total Deductions (80C, 80D, HRA)-₹3,25,000
Taxable Income₹8,75,000
Health & Edu Cess (4%)₹3,500

Total Tax Payable

₹91,000

About Income Tax Calculator (Old vs New Regime FY 2026-27)

Compare Income Tax under Old vs New Tax Regime for FY 2026-27 (AY 2027-28) free online. Calculate tax slab savings with Section 80C, 80D, HRA & standard deduction. FileZenith provides a 100% free, browser-native solution engineered specifically for office professionals, students, researchers, and freelancers who demand maximum processing speed and absolute data privacy.

Unlike traditional online file converters that require you to upload confidential files to remote cloud servers, your file is processed directly in your browser, helping keep your data private. This means your files never leave your computer or phone, eliminating all cybersecurity risks with no daily file conversion caps.

How to Use Income Tax Calculator (Old vs New Regime FY 2026-27)

Follow these 3 simple steps to complete your task directly in your browser with zero server file uploads.

Step 1
100% Free

Enter Gross Annual Salary

Input your total annual income or CTC.

Step 2
100% Free

Add Tax Deductions

Specify Section 80C, 80D health insurance, HRA, and home loan interest if comparing Old Regime.

Step 3
100% Free

Compare Regimes Instantly

View side-by-side tax comparison showing exact tax savings and recommended regime.

100% Secure Serverless Architecture

100% Private

Unlike traditional web tools that upload your sensitive files to remote servers over the internet, your file is processed directly in your browser, helping keep your data private. This guarantees absolute data privacy, instant local execution, and offline capability.

Frequently Asked Questions

Everything you need to know about Income Tax Calculator (Old vs New Regime FY 2026-27) privacy, speed, and limits.

The standard deduction for salaried individuals in the New Tax Regime is ₹75,000.

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